Hinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft. P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Schau dir die Artikelsammlung über Swaper auf Deutschlands beliebtestem Blog zum Thema P2P Kredite an und lerne von den gemachten Swaper.
Swaper ErfahrungenSchau dir die Artikelsammlung über Swaper auf Deutschlands beliebtestem Blog zum Thema P2P Kredite an und lerne von den gemachten Swaper. Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von.
Join Swaper. Swaper is a platform that boasts a beautiful and clean web design as well as iOs and Android apps to easily manage your investments.
Jean Galea is a dad, amateur padel player, host of the Mastermind. How safe would you consider Swaper to be? My concern is that we do not know how well Wandoo Finance is doing financially.
Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance? I usually buy these kinds of reports whenever I need to check how companies are doing, as they are the same accounts that they post to the tax authorities every year.
I like the way that you presented the platform with all its pros and cons. It looks interesting but I still believe that real estate crowdfunding is a more attractive field — at least for me.
Of course, you need a diversified portfolio that contains different assets, but I believe that real estate crowdfunding has a better structure from the security perspective for investors.
Right now me and my wife after investing in real estate across all Europe from a really nice aggregator for real estate. I also had the change to meet the team and I am really happy with what I saw.
Thanks for your views Albert. Real estate has its advantages as well, but compared to platforms like Swaper you have a higher risk of having your cash tied up for many years without being able to liquidate it.
I would agree that they are complimentary in a diversified portfolio. Comments for robots Please remove this comment to prove you're human.
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My personal strategy is very simple. I use only the auto-invest, I never try to use the manual investing method. I use every loan term, interest rate and country I can get.
However, I do not include extended and delayed loans. I do not include extended and delayed loans to prevent as many defaults and late payments as possible.
While I just described that about half of all my loans were bought back, I will try to minimize this effect as much as possible. Luckily there is an accruing interest on late payments.
Similar platforms to Swaper are listed below. The platforms listed also provide similar returns and issue consumer loans.
My conclusion is that Swaper is a very good platform for passive income. After you set the auto-invest there is nothing left to do.
You cannot chose between loan originators, loan types or industries. The above combined with the cash-drag on the platform makes the platform unfavorable.
However, I have received all my interest and principle. Therefore, the cash-drag and lots of buybacks do not equal to low-interest rates.
I would recommend Swaper for anyone who has the tolerance for the late payments. Remember you will accrue interest even when the loans are late. No investment is ever safe.
However, Swaper is like a stock broker, they distribute the loans. Therefore, Swaper is safe, but the loans you can be unsafe. The buyback offered by Swaper gives the investor compensation for both principal and interest if the borrower fails to repay the loan within 30 days.
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Sign up process on Swaper. Loan list and availability of loans. Auto-invest on Swaper. Swaper Trustpilot. This allows the website to obtain data on visitor behaviour for statistical purposes.
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For all other types of cookies we need your permission. This site uses different types of cookies. You will also need to upload a document that verifies your home address.
This can be a utility bill, bank statement, or tax statement. Once your identity has been verified, you can then proceed to make your first investment.
You will be presented with an innovative investment tool that allows you to amend a range of variables linked to the loan. Firstly, you need to decide how much you want to invest and for how long.
When it comes to the term of the investment , this ranges from months. However, you will also have the option of choosing the maximum term of the specific loans that you fund.
This starts from just 30 days, meaning that you would effectively need to engage in at least three sets of day loans to meet the 3-month minimum investment period at Swaper.
Although you have already defined how much you want to invest in total, you also need to specify the maximum investment per loan. Instead, it would wiser to diversify by lending to multiple borrowers, subsequently reducing the impact of a potential default.
You will also get the option of utilizing the auto-invest feature. This is highly useful in terms of achieving the effects of compound interest, as you will be able to grow your money much faster.
When a borrower settles a monthly repayment, and the funds are added back to your Swaper account, you can have the repayment automatically invested into additional peer-to-peer loans on the platform.
The investment tool also gives you the option of selecting which countries you want to back loans in. There are no statistics available at Swaper to indicate whether certain countries have been responsible for a higher number of defaults, so this variable offers little use.
As such, unless you have a preference for a certain country, you might be best to leave this section blank. So now that you have entered the specifics surrounding your investment preferences, you will now need to add some funds to your account.
You have two options available in this respect — which is either a traditional bank transfer or TransferWise. Take note, your first payment will need to come from your personal bank account.
After that, you can then utilize the TransferWise option, which is likely to be faster and cheaper than using your bank account.
Unfortunately, Swaper does not accept debit or credit cards, which is a bit of a draw-back. You can make the transfer with any currency of your choosing, however, if opting for anything other than GBP or EUR, Swaper will need to perform a currency exchange.
Once the payment is received and confirmed by Swaper, your investment is activated. However, this is of course on the proviso that none of your loans run into default.
In a rather unusual move, the team at Swaper have launched a buyback guarantee that aims to protect you in the event of a borrower defaulting.
In a nutshell, if you are holding a short-term loan and the borrower is more than 30 days late on their repayments, then Swaper will purchase the loan agreement from you.